1. Breakdown Recovery Services:
* AA: The Automobile Association offers comprehensive breakdown cover, including roadside assistance, recovery, and onward travel arrangements.
* RAC: The Royal Automobile Club provides similar services to the AA, with various levels of cover to suit different needs.
* Green Flag: This company focuses on roadside assistance and recovery, offering flexible policies with varying levels of coverage.
* The Automobile Association (AAA) in the United States: Offers various levels of roadside assistance, including towing, jump starts, tire changes, and fuel delivery.
2. Motor Insurance Policies:
* Comprehensive Motor Insurance: Many comprehensive car insurance policies include breakdown cover as a standard feature. Check the terms and conditions of your policy to see what's included.
* Third-party Fire and Theft Insurance: Some third-party policies may offer optional breakdown cover, but it's not always included as standard.
3. Specialist Breakdown Cover Providers:
* Direct Line: This provider offers standalone breakdown cover, which can be a more affordable option than bundling it with your car insurance.
* LV=: This company provides various breakdown cover options, including roadside assistance, recovery, and home start.
4. Credit Card Companies:
* Some credit cards offer breakdown cover as a perk. This may be limited in terms of coverage and may require you to use your credit card for fuel and repairs.
5. Car Manufacturers:
* Some car manufacturers offer extended warranties that include breakdown cover.
Key Factors to Consider:
* Coverage: What services are included (e.g., roadside assistance, recovery, onward travel)?
* Limits: Are there any restrictions on mileage, age of vehicle, or the number of claims you can make?
* Cost: Compare prices from different providers and factor in any discounts or promotions.
* Reputation: Choose a reputable provider with a proven track record of customer satisfaction.
Tips:
* Read the policy document carefully: Understand the terms and conditions of your breakdown cover, including exclusions and limitations.
* Keep your membership details handy: Ensure you have easy access to your policy number and contact information in case of a breakdown.
* Check if your breakdown cover is transferable: If you're buying a used car, find out if the breakdown cover is transferable to the new owner.
By considering these factors and comparing different options, you can find the most suitable breakdown cover for your needs and budget.
