Here are a few reasons why someone might have car insurance without owning a car:
* They're a named driver on someone else's policy: This is common for family members or close friends who regularly borrow the car.
* They're a learner driver: They need insurance to practice driving with a qualified instructor.
* They're planning to buy a car soon: Getting insurance in advance can save you time and money.
* They want to cover themselves in case they drive someone else's car: This can be a good idea if you don't own a car but occasionally need to borrow one.
It's important to note that, in most cases, you'll need a driving license to be insured, even if you don't own a car.
