1. Bodily Injury Liability: This coverage helps pay for medical expenses and other damages if you or someone driving your car causes injury or death to another person in an accident.
2. Property Damage Liability: This coverage helps pay for damage caused by your car or someone driving your car to someone else's property, such as damage to another vehicle or a building.
3. Personal Injury Protection (PIP): This coverage helps pay for medical expenses and lost wages for you and your passengers, regardless of who is at fault for an accident. This is mandatory in some states and optional in others.
4. Uninsured/Underinsured Motorist (UM/UIM) Coverage: This coverage helps pay for medical expenses and other damages if you are involved in an accident with an uninsured or underinsured driver who is at fault.
5. Collision Coverage: This coverage helps pay for damage to your car caused by colliding with another object, such as another vehicle, a tree, or a pole.
6. Comprehensive Coverage: This coverage helps pay for damage to your car caused by theft, vandalism, hail, flooding, or other non-collision events.
It is important to note that additional auto insurance coverages may be required or available depending on the state, the insurance provider, and individual needs. It is recommended to consult with an insurance agent or broker to determine the best auto insurance coverage options for your specific circumstances and state requirements.
