Generally, yes, your learner driver needs to be added to your car insurance:
* Legal requirements: In many countries, it's illegal to drive a car without being insured. This includes learner drivers.
* Insurance coverage: If your learner driver is involved in an accident, they are covered under your insurance policy if they are listed as a driver. This protects you financially and legally.
* Increased premiums: Adding a learner driver will likely increase your insurance premium because they are considered higher risk.
However, there are some exceptions:
* Specific insurance policies: Some insurance providers may offer policies specifically for learner drivers, which can be cheaper than adding them to your existing policy.
* Limited driving: Some insurance providers may allow learner drivers to be added to your policy for limited driving purposes, like driving lessons or driving with a qualified supervising driver.
To be sure:
* Contact your insurance provider: They will have the most accurate information about their specific requirements and policies.
* Check your policy documents: Read your policy carefully to see what it says about learner drivers.
In conclusion, it's important to contact your insurance provider and review your policy to ensure your learner driver is properly covered. This will help you avoid legal and financial repercussions in case of an accident.
