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Can a lender repossess car if you do not pay down payment?

In most cases, a lender will require a down payment before they will approve a loan for a car. If you do not make the down payment, the lender will not be able to complete the loan process and will not release the car to you. Therefore, it is very unlikely that a lender would be able to repossess a car if you do not pay the down payment.
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