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Can car insurance companies see a deferred inquiry on your record?

No, deferred inquiries are not recorded on your driving record. Insurance companies will have no way of knowing about you receiving a citation, until they ask for your MVR. When you are provided a deferred inquiry, you are given a specified amount of time to complete a particular requirement, such as taking a defensive driving course. If you complete the requirements within the given timeframe, the citation will be removed from your record. If you fail to complete the requirements within the allotted window, the citation will be added to your record, potentially affecting your insurance costs.
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