It depends on your insurance company and state laws. In some states, a seat belt ticket is considered a minor traffic violation and may not affect your insurance rates. However, in other states, a seat belt ticket can be considered a more serious offense and may lead to higher insurance premiums. It is best to check with your insurance company to determine how a seat belt ticket will impact your rates.
Also, if your ticket does result in a surcharge or other higher premium, it may be temporary and last for a certain number of years, such as three years, as long as you don’t commit any other violations.
