If you drive on a learners permit without an adult in the car and get accident will insurance pay for damages?

It depends on the specific insurance policy and the laws of the state in which the accident occurred. Generally, if a driver with a learner's permit is involved in an accident while driving without a supervising adult, the insurance company may deny coverage or limit the amount of coverage available. This is because driving with a learner's permit without a supervising adult is considered a violation of the terms and conditions of most insurance policies. Additionally, some states have laws that prohibit drivers with learner's permits from driving without a supervising adult, and violating these laws can also lead to denial of insurance coverage. It is important to carefully read and understand the terms and conditions of your insurance policy and to comply with all applicable laws when driving with a learner's permit.