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If you are 3 months behind but making payments on your vehicle can they still repo car in Illinois?

Yes, in Illinois a lender can still repossess your car even if you are making partial payments while past due. Illinois is a "self-help" state under the Uniform Commercial Code (UCC), which means lenders can repossess a car without first going to court. As long as they comply with the UCC, a lender can seize a car if you are in default on the loan.
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