1. Compare Multiple Quotes: Get quotes from different insurance companies or brokers as prices might vary.
2. Choose the Right Policy: Understand your coverage needs (liability, collision, etc.) and select the level of coverage you require for your fleet or vehicles. Ensure add-ons you need—such as business use coverage—are included before buying a policy.
3. Provide information: The insurer would want details:
◦ Information about yourself & any partners in the business
◦ Information about drivers: driving details, violations if any and age
◦ Details of what the businesses does
◦ Vehicle Information
4. Understand policy: Carefully read about all coverage features offered in every policy to ensure a right match