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If a friend borrows your car gets in an accident does auto premium increase?

It depends on the terms of your auto insurance policy. Some policies provide coverage for accidents caused by friends or family members who borrow your car, while others do not. If your policy does not provide coverage for accidents caused by other drivers, you may be liable for the damages.

In addition to checking your insurance policy, you should also check the insurance policy of your friend. If your friend has insurance that covers accidents caused by other drivers, you may not be liable for the damages.

Here are some tips for protecting yourself if a friend borrows your car:

* Make sure your auto insurance policy provides coverage for accidents caused by other drivers.

* Check the insurance policy of your friend to see if it covers accidents caused by other drivers.

* Ask your friend to sign a statement acknowledging that they are responsible for any damages caused while driving your car.

* Keep a copy of your insurance policy and your friend's insurance policy in your glove box.