In addition to checking your insurance policy, you should also check the insurance policy of your friend. If your friend has insurance that covers accidents caused by other drivers, you may not be liable for the damages.
Here are some tips for protecting yourself if a friend borrows your car:
* Make sure your auto insurance policy provides coverage for accidents caused by other drivers.
* Check the insurance policy of your friend to see if it covers accidents caused by other drivers.
* Ask your friend to sign a statement acknowledging that they are responsible for any damages caused while driving your car.
* Keep a copy of your insurance policy and your friend's insurance policy in your glove box.