1. Obtain an SR-22 form. This form is required by the Pennsylvania Department of Transportation (PennDOT) and must be filed with your insurance company. You can obtain an SR-22 form from your insurance company or from PennDOT.
2. Find an insurance company that is willing to insure you. Not all insurance companies will insure drivers with a DUI conviction. You may need to contact several companies before you find one that is willing to insure you.
3. Be prepared to pay a higher premium. Your insurance premium will be higher after a DUI conviction. The amount of the increase will depend on the severity of your DUI and your driving record.
4. Maintain your insurance coverage. It is important to maintain your insurance coverage continuously for at least three years after your DUI conviction. If you cancel your insurance, your SR-22 form will be suspended and you could lose your driver's license.
5. Install an ignition interlock device. This device prevents you from starting your car if you have been drinking. Installing an ignition interlock device may reduce your insurance premium.
Here are some additional tips for getting car insurance after a DUI in Pennsylvania:
* Shop around for the best rates. Compare quotes from several different insurance companies before you choose one.
* Ask about discounts. Many insurance companies offer discounts for things like completing a DUI education program or installing an ignition interlock device.
* Be honest with your insurance company. Do not try to hide your DUI conviction from your insurance company. This could result in your policy being canceled.
Getting car insurance after a DUI conviction can be challenging, but it is not impossible. By following these steps, you can increase your chances of finding an insurance company that is willing to insure you.
