In the state of Washington, motorcycle insurance is mandatory for all riders. Motorcyclists must carry a minimum amount of liability insurance coverage in order to operate a motorcycle legally. Here are the minimum insurance coverage amounts required by Washington state law:
- Bodily injury liability: $25,000 per person/$50,000 per accident
- Property damage liability: $10,000 per accident
*Note: Riders may choose to purchase higher amounts of liability coverage for additional protection.*
Penalties for Riding an Uninsured Motorcycle
If you are caught operating a motorcycle without insurance in Washington state, you may face various penalties, including:
- A fine of up to $500
- Impounding of your motorcycle
- Suspension or revocation of your driver's license
It's important to have adequate insurance coverage for your motorcycle in Washington state to avoid potential legal and financial consequences. Additionally, motorcycle insurance can help protect you in case of an accident, covering medical expenses, property damage, and other losses.