However, there are a few exceptions to this general rule. In some states, you may be able to purchase a non-owner auto insurance policy. This type of policy provides liability coverage for damages or injuries caused by your operation of a motor vehicle that you do not own. Non-owner auto insurance policies are typically purchased by people who drive borrowed or rented cars.
In addition, you may be able to get an auto insurance policy if you are financing the purchase of a vehicle. In this case, the lender will typically require you to purchase auto insurance in order to protect their investment.
If you are not sure whether or not you need auto insurance, you should contact your state insurance department or an insurance agent. They can help you determine what type of auto insurance coverage you need and how to obtain it.
