Collision insurance: Covers damage to your commercial vehicle if it is involved in an accident, regardless of who is at fault.
Comprehensive insurance: Covers damage to your commercial vehicle from theft, vandalism, fire, hail, and other non-collision related incidents.
Property damage insurance: Covers damage caused to the property of others by your commercial vehicle.
Cargo insurance: Covers the value of cargo being transported in your commercial vehicle.
Mechanical breakdown insurance: Covers the cost of repairs or replacements to a commercial vehicle's engine, transmission, and other mechanical components.
Uninsured/Underinsured motorist insurance: Covers damages caused by drivers who are uninsured or underinsured.
Worker's compensation insurance: Covers medical expenses, lost wages, and disability benefits for employees who are injured on the job.
General liability insurance: Covers a business's legal responsibility for bodily injury and property damage caused by its operations, products, or employees.
