It is generally not possible to get car insurance for a totaled vehicle. Totaled vehicles are vehicles that have been declared unsalvageable and are considered a complete loss by insurance companies. When a vehicle is totaled, the insurance company pays the owner the actual cash value of the vehicle minus the deductible. Once a vehicle is totaled, it is typically dismantled for parts or sold as scrap metal, and it cannot legally be driven on public roads.
If you have a totaled vehicle, you will need to cancel your car insurance policy. You may also wish to consider purchasing gap insurance, which can provide coverage for the difference between the actual cash value of your vehicle and the amount you owe on your auto loan.
