What is Commercial non owners insurance?

Commercial non-owners insurance, also known as hired and non-owned auto liability insurance, is a type of business insurance that provides coverage for businesses that use vehicles but do not own them. This type of insurance can protect businesses from liability for accidents caused by employees or other individuals who are using vehicles on behalf of the business.

Commercial non-owners insurance typically covers:

* Bodily injury and property damage caused by the use of hired or non-owned vehicles

* Medical payments for injuries sustained by the driver or passengers of a hired or non-owned vehicle

* Legal fees and other costs associated with defending a lawsuit arising from an accident involving a hired or non-owned vehicle

Businesses that should consider purchasing commercial non-owners insurance include:

* Businesses that rent or lease vehicles for business purposes

* Businesses that use employees' personal vehicles for business purposes

* Businesses that hire independent contractors who use their own vehicles for work purposes

Commercial non-owners insurance is an important type of business insurance that can help protect businesses from liability for accidents involving hired or non-owned vehicles. By purchasing this type of insurance, businesses can help to protect their assets and financial stability in the event of an accident.