Motorhomes: This category includes self-contained vehicles designed for living and traveling, such as Class A, Class B, and Class C motorhomes.
Travel Trailers: Coverage may be provided for trailers that are towed behind a vehicle and provide living accommodations when parked.
Fifth Wheel Trailers: These larger trailers are designed to be towed by heavy-duty pickup trucks and typically offer spacious living areas.
Camper Vans: Compact vehicles converted into self-contained living and travel spaces are often insurable under RV policies.
Truck Campers: Removable units designed to fit into the bed of a pickup truck, enabling conversion into a temporary camper, may be covered as well.
Pop-Up Campers: Lightweight, collapsible recreational vehicles that feature expandable canvas sides are commonly covered under RV insurance.
Toy Haulers: Specialized trailers meant to carry recreational vehicles or equipment like motorbikes, ATVs, or watercraft may be covered under certain RV insurance policies.
It's important to clarify with your insurance provider the specific types of vehicles they cover under their RV insurance policy, as there may be exclusions or limitations based on certain vehicle classes or sizes. Some policies may require separate coverage for certain types of vehicles, like motorcycles or watercraft carried on an RV. Additionally, coverage specifics and benefits may vary depending on the insurance company and the level of coverage you choose. If you have plans to use other specific recreational vehicles apart from the commonly covered ones mentioned above, be sure to discuss those specifically with your insurer to tailor your policy accordingly.
