- Insurance Policy Terms and Conditions: Your insurance policy may have specific provisions related to violations of traffic rules and regulations. Some policies may include a clause that allows the insurance company to cancel or terminate your policy if you engage in certain prohibited or illegal activities, such as driving recklessly or violating traffic laws. If your policy contains such a provision, your insurance company may have the right to cancel your policy following an accident caused by your illegal left turn.
- Accident Severity: The severity of the accident can also play a role in determining whether your insurance will be canceled. If the accident results in significant damage to property or injuries to other parties, your insurance company may be more likely to consider it a serious violation that could warrant policy cancellation.
- Laws and Regulations: The laws and regulations in your jurisdiction regarding traffic violations can also impact your insurance coverage. In some jurisdictions, certain traffic violations, such as making an illegal left turn, are considered minor infractions and may not result in policy cancellation. However, in other jurisdictions, these violations may be treated more seriously and could lead to insurance-related consequences.
It's important to note that insurance companies typically follow a process before canceling a policy. In most cases, you will receive a notice or warning informing you of the potential cancellation and giving you an opportunity to respond or take corrective actions to address the violation. If you have concerns about your insurance coverage after causing an accident, it's advisable to contact your insurance company directly to understand your policy's terms and conditions and their process for handling such situations.
