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Do you have a right to retain totaled vehicle for salvage value or can insurance carrier require give them car?

The rights and obligations of the insured and the insurance carrier in the event of a totaled vehicle will depend on the specific terms and conditions of the insurance policy. Generally speaking, however, the insurance carrier will have the right to take possession of the totaled vehicle and retain the salvage value, unless the insured chooses to retain the vehicle.

In some cases, the insurance company may require the insured to give them the car, but this is not always the case. If the insurance company does require the insured to give them the car, they will typically provide the insured with the salvage value of the car.

If you are in this situation, it is important to review the terms and conditions of your insurance policy to determine your rights and obligations. You may also want to speak with an attorney to discuss your options.