Check your credit:
Obtain a copy of your credit report from one or more of the three major credit bureaus — Experian, Equifax, and TransUnion — to understand your credit standing. A better credit score can result in favorable loans with lower interest rates.
Research lenders:
Compare pre-approvals/quotes:
You will provide specific information such as — income, expenses, employment details when filling an application forms
Choose the best offer & finalize:
Finalize car deals and sign legal docs: Negotiate the sale as usual (car's condition report, extended warranties). At your convenience and the dealership agreement, the title & loan can get signed as agreed earlier before vehicle collection (on final loan approval).
