What happens when you get into a car accident and do not have collision coverage?

If you do not have collision coverage, you will likely be responsible for the cost of damages to your own vehicle. Furthermore, depending on the other party's insurance company, you may be held liable for some of the damages to the other vehicle as well.

Some things that can happen if you get into a car accident and do not have collision coverage include:

1. You will need to pay for repairs to your vehicle out of your pocket. This could cost thousands of dollars.

2. You may be sued by the other driver for damages to their vehicle. If the other driver is injured in the accident, you may also be sued for medical expenses, pain and suffering, and lost wages.

3. Your insurance company could cancel your policy. If your insurance company finds out that you have been driving without collision coverage, they may cancel your policy. This could make it difficult or expensive for you to obtain insurance in the future.

4. You could lose your license. If you are caught driving without collision coverage, you may be ticketed and fined. In some states, you may even lose your license.