The coverage of full coverage insurance, including who is covered, depends on the specific terms and conditions of the insurance policy. Typically, full coverage insurance provides liability coverage for the policyholder and any permitted driver listed on the policy.
Permitted drivers are individuals who have the policyholder's permission to operate the insured vehicle. They are usually identified by name and driver's license information on the insurance policy. In such cases, the full coverage insurance would extend coverage to those permitted drivers as long as they are operating the insured vehicle with the policyholder's permission.
However, it is important to note that some full coverage insurance policies may have restrictions on who is considered a permitted driver. For instance, some policies may exclude certain individuals, such as drivers under a certain age or with specific driving violations on their record. Additionally, some policies may require the policyholder to specifically add or endorse additional drivers to the policy to ensure that they are covered.
It's crucial to review the specific terms and conditions of your full coverage insurance policy to determine who is covered as a permitted driver and under what circumstances. If you have any questions or need clarification regarding coverage for specific drivers, you should contact your insurance provider or agent for accurate information.
