Collision insurance covers damage to the borrowed vehicle if you are involved in an accident. This insurance is not required by law, but it can be a good idea if you are worried about damaging the vehicle.
Comprehensive insurance covers damage to the borrowed vehicle from vandalism, theft, or other non-collision events. This insurance is not required by law, but it can be a good idea if you live in an area where these types of crimes are common.
Rental reimbursement insurance reimburses you for the cost of renting a car if the borrowed vehicle is damaged or stolen. This insurance is not required by law, but it can be a good idea if you rely on your vehicle for transportation.
When borrowing a vehicle, it is important to make sure that you have adequate insurance coverage. You should contact your insurance company to discuss your options and purchase the type of insurance that best meets your needs.