Would auto insurance be cheaper on a Minivan or SUV?

It depends on the insurance company, the driver's age, gender, and driving record, and the specific make and model of the vehicles being compared. However, in general, minivans are often less expensive to insure than SUVs. This is because minivans are typically classified as passenger vehicles, while SUVs are classified as trucks. Trucks are generally considered to be higher-risk vehicles than passenger cars, so they typically have higher insurance rates.

There are a few reasons why SUVs may be considered higher-risk vehicles than minivans. First, SUVs are often heavier and more powerful than minivans, which can increase the likelihood of damage in an accident. Second, SUVs are often driven by younger and less experienced drivers, who are more likely to be involved in accidents. Third, SUVs are often used for recreational activities, such as off-roading and towing, which can also increase the risk of accidents.

Of course, there are also some factors that could make an SUV cheaper to insure than a minivan. For example, if an SUV is equipped with safety features such as airbags and anti-lock brakes, it may be eligible for discounts on the insurance premium. Additionally, if the SUV is used for business purposes, it may be eligible for commercial auto insurance rates, which are typically lower than personal auto insurance rates.

Ultimately, the best way to determine which vehicle is cheaper to insure is to compare quotes from multiple insurance companies. Be sure to compare quotes for the same make and model of vehicle, and be sure to factor in the driver's age, gender, and driving record.