Bodily injury liability insurance covers injuries to other people caused by your negligence while operating a motor vehicle. The minimum required coverage for bodily injury liability insurance in Virginia is $25,000 per person and $50,000 per accident. This means that the insurance company will pay up to $25,000 for each person injured in an accident, and up to $50,000 for all injuries resulting from the accident.
Property damage liability insurance covers damage to other people's property caused by your negligence while operating a motor vehicle. The minimum required coverage for property damage liability insurance in Virginia is $20,000. This means that the insurance company will pay up to $20,000 for damage to other people's property resulting from an accident.
In addition to liability insurance, Virginia drivers also have the option to purchase additional types of auto insurance, such as collision insurance and comprehensive insurance. These types of insurance provide coverage for damage to your own vehicle.
