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Can a co-signer have car legally repossessed because of non-payments?

In general, a co-signer can be legally responsible for a car that is repossessed due to non-payments, even if they are not the primary borrower. This is because a co-signer agrees to share responsibility for the loan and debt. If the primary borrower fails to make payments, the co-signer may be held liable for the outstanding balance.

When a car loan is not repaid, the lender has the right to repossess the car as a means of recovering the debt. The lender may pursue both the primary borrower and the co-signer to satisfy the debt, which could involve legal actions such as lawsuits or wage garnishments.

It's important for co-signers to be aware of the risks and responsibilities associated with co-signing a loan, including the potential for legal consequences and damage to their credit if the loan goes into default.