1. Collision Coverage: If you want to make a claim for damage to your vehicle caused by a car accident, you typically have 30 days from the accident date to notify your insurance company. Some insurance companies may require notifications sooner.
2. Personal Injury Protection (PIP): PIP claims cover medical bills and other eligible expenses regardless of who caused the accident. These claims must be filed within two years from the accident date.
3. Bodily Injury Liability Claim: If you were injured in the car accident and want to pursue a claim for damages against the at-fault driver's insurance company, the statute of limitations for bodily injuries in New Jersey is generally two years from the accident date.
4. Property Damage Liability Claim: If you seek damages for property damage to your vehicle or other property caused by the car accident, the time limit is four years from the date of the accident.
It's crucial to note that these time limits can vary based on specific circumstances, such as when a claimant is a minor or suffers significant injuries that make it difficult or impossible to file promptly. It's always advisable to consult with a legal professional experienced in personal injury and accident law to understand your rights and the relevant deadlines in your case.
