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What type of insurance should you take from the rental car company when renting a car?

Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW): This insurance covers damage to the rental car in case of collision or theft. It is also known as a car rental damage waiver.

Liability Insurance Supplement (LIS): This insurance provides additional liability coverage beyond what is typically provided by the car rental company's standard liability insurance. It covers damage or injuries caused by the rental car driver to other people or their property.

Personal Accident Insurance (PAI): This insurance covers medical expenses and lost wages incurred by the rental car driver and passengers in the event of an accident.

Personal Effects Coverage: This insurance covers damage to or theft of personal belongings left inside the rental car.