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How can one have car rental insurance as a 20 year old?

1. Add yourself to your parents' policy.

- This is usually the most affordable option, as long as you are a full-time student and live at home.

2. Look into a "non-owner" or "occasional driver" policy.

-This provides some car rental insurance if you don't have your own car

3. Purchase insurance directly from the car rental company

- This type of coverage is relatively easy to get. All you'll need is to present your valid driver's license and an additional insurance premium in cash/card during checkout