Auto >> AutoSPT >  >> Car Care

Can you buy auto owners insurance after being charged with a DUI?

It may be possible to purchase auto insurance after being charged with a DUI, but it can be more expensive and difficult. Many insurance companies consider drivers who have been charged with a DUI to be a high-risk and may charge them higher premiums or deny coverage altogether. However, there are some insurance companies that specialize in providing coverage for high-risk drivers, so it's worth shopping around to find the best deal.

Some things you can do to make it easier to get auto insurance after being charged with a DUI include:

* Getting a DUI attorney: A DUI attorney can help you defend your case and get the charges reduced or dismissed. This can make it easier to get auto insurance, as insurance companies are less likely to view you as a high-risk driver if the charges are dropped or reduced.

* Completing a DUI program: Many states require drivers who have been convicted of a DUI to complete a DUI program. This program can help you learn about the dangers of drinking and driving and how to avoid future DUIs. Completing a DUI program can also make it easier to get auto insurance, as insurance companies see it as a sign that you're taking responsibility for your actions and trying to improve your driving behavior.

* Shopping around for insurance: Don't just accept the first insurance quote you're offered. Shop around and compare quotes from different companies to find the best deal. Some companies may be more willing to insure drivers who have been charged with a DUI than others.

It's important to note that if you're convicted of a DUI, your auto insurance rates will likely increase. However, by following these tips, you can make it easier to get auto insurance after being charged with a DUI and minimize the impact on your rates.