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Why is the Car dealer asking for physical address?

There are several reasons why a car dealer might ask for your physical address when you're buying a car:

1. Credit checks: When you're applying for financing to buy a car, the lender will typically require a physical address to verify your identity and credit history. This information helps them assess your creditworthiness and determine the interest rate and loan terms they'll offer you.

2. Registration and titling: In order to register your new car and obtain a title, you'll need to provide your physical address to the Department of Motor Vehicles (DMV). This information is necessary for issuing the registration and title documents and ensures that your vehicle is properly registered in your name.

3. Insurance purposes: When you're getting insurance for your new car, the insurance company will need your physical address to determine the appropriate insurance rates. Your location can impact the cost of your insurance due to factors such as crime rates, traffic congestion, and the frequency of accidents in the area.

4. Warranty and service: If you purchase an extended warranty or service contract for your car, the dealer will need your physical address to contact you if they need to perform any repairs or maintenance. By having your address, they can easily reach you to schedule appointments or provide updates on your vehicle's status.

5. Communication and delivery: The car dealer may also use your physical address to send you important documents or correspondence related to your purchase, such as the sales contract, warranty information, and any recall notices. In some cases, they might also arrange for the delivery of the vehicle to your home address if it's not available at the dealership.

It's important to note that providing your physical address to a car dealer is generally considered a standard part of the car-buying process. However, if you're uncomfortable sharing this information, you can contact the dealership and inquire about alternative methods of verification or address security measures.