- Liability coverage: This type of coverage provides financial protection for damages or injuries that you cause to others while operating your vehicle. It covers the costs of bodily injuries and property damage that you are legally responsible for.
- Collision coverage: This type of coverage provides financial protection for damages to your vehicle caused by a collision with another vehicle or object. It helps cover the cost of repairs or replacements to your vehicle if it is damaged in an accident.
- Comprehensive coverage: This type of coverage provides financial protection for damages to your vehicle caused by events other than collisions, such as theft, vandalism, hail, fire, flood, or natural disasters.
- Medical payments coverage: This type of coverage provides financial protection for medical expenses incurred by you or your passengers as a result of a car accident, regardless of who is at fault.
- Uninsured/underinsured motorist coverage: This type of coverage provides financial protection if you are injured in an accident caused by a driver who is either uninsured or underinsured. It covers medical expenses and property damage that you incur as a result of the accident.
- Personal injury protection (PIP) coverage: This type of coverage provides financial protection for medical expenses and lost wages for you and your passengers regardless of who is at fault in an accident.
- Rental car reimbursement coverage: This type of coverage provides financial protection for the cost of renting a car while your vehicle is being repaired or replaced after a covered loss.
- Gap insurance: This optional type of coverage helps cover the difference between the market value of your vehicle and the amount you still owe on your auto loan or lease if your vehicle is totaled or stolen.
- Roadside assistance coverage: This optional type of coverage provides emergency services and assistance in case your vehicle breaks down or becomes disabled, such as towing, flat tire changes, and fuel delivery.
- Vehicle insurance discount: Many auto insurance companies offer discounts for various things, such as bundling your auto insurance with your homeowners or renters insurance, installing anti-theft devices, or having a good driving record.
