* You may need to pay a higher premium. Insurers consider vehicles that are not kept at your primary residence to be a higher risk, so they may charge you a higher premium.
* You may need to provide proof of garaging. Insurers may require you to provide proof that the vehicle is garaged at a secure location, such as a parking garage or a driveway.
* You may need to add a rider to your policy. Some insurers offer riders that specifically cover vehicles that are not kept at your primary residence. These riders may provide additional coverage, such as for theft or damage from vandalism.
If you're not sure whether you can insure a vehicle that is not kept at your primary residence, it's a good idea to contact your insurance company and ask. They can help you determine what coverage you need and how much it will cost.
