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Can your car be taken for late payments if you become disabled?

In most cases, your car cannot be taken away from you if you become disabled and are unable to make your car payments. However, there may be some exceptions to this rule, so it is important to check with your local laws to be sure.

In general, if you have a car loan and you default on your payments, the lender may be able to repossess your car. However, if you are disabled and receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may be protected from repossession.

Under the Americans with Disabilities Act (ADA), people with disabilities are entitled to certain protections against discrimination. This includes protection from being denied credit or having your property repossessed because of your disability.

If you are disabled and receiving SSDI or SSI, you may be able to get a court order to prevent your car from being repossessed. You can also contact your local social services agency to see if they can help you get assistance with your car payments.

It is important to note that the laws regarding disability and car repossession can vary from state to state. Therefore, it is important to check with your local laws to be sure what protections you have.

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