In general, physical damage insurance covers damage to your vehicle that is caused by an accident, such as a collision, theft, or vandalism. However, some policies may exclude certain types of damage, such as damage to the frame or structure of the trailer. If you are concerned about this type of damage, you may want to consider purchasing additional coverage, such as comprehensive or collision insurance.
Comprehensive insurance covers damage to your vehicle that is not caused by an accident, such as theft, vandalism, or natural disasters. Collision insurance covers damage to your vehicle that is caused by a collision with another vehicle or object. Both of these types of coverage typically include coverage for damage to the frame or structure of the trailer.
It's important to note that the cost of physical damage insurance can vary depending on the type of coverage you choose, the value of your trailer, and your driving history. You may want to compare quotes from multiple insurance companies before purchasing a policy to ensure that you are getting the best possible price.
