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Is there a penalty for taking 1 of your cars off an auto insurance policy after 3 or 4 months insuring it because will not be driven?

There may or may not be a penalty for doing so, depending on the terms and conditions of your auto insurance policy. Some insurance policies have a cancellation fee or a short-term cancellation penalty if you cancel your coverage before the policy term ends. The amount of the fee can vary depending on the insurance company and the specific policy. Others may allow you to cancel your policy at any time without a fee, but you may not get a refund for any unused premium. It's important to review your policy carefully or contact your insurance company directly to see if there are any penalties or fees for canceling your policy early.