In general, full coverage insurance typically includes:
Liability coverage: This covers damages or injuries you cause to others with your car.
Comprehensive coverage: This covers damages to your car that are not caused by collision, such as theft, vandalism, or hail.
Collision coverage: This covers damages to your car that are caused by a collision with another vehicle or object.
Depending on the policy, full coverage insurance may also include additional coverage, such as uninsured/underinsured motorist coverage, medical payments coverage, and rental car reimbursement coverage.
If you have a single accident suspended license, it is important to review your policy carefully to determine what coverage you have. If your policy does not provide coverage for accidents that occur while your license is suspended, you may be liable for damages resulting from the accident.
In some cases, your insurance company may still provide coverage for your car, but they may increase your premium or reduce your coverage amount. It is important to contact your insurance company directly to discuss the impact of a suspended license on your coverage.
