Had an accident just got into another one Does the insurance company calculate damages from first plus on this second to figure if that car is Totaled?

The insurance company may consider the damages from both accidents to determine if the car is a total loss. Total loss is typically determined when the cost to repair the vehicle exceeds a certain percentage, usually around 70-75%, of its pre-accident or actual cash value.

When assessing the damages, the insurance company will take into account:

- The extent of damage from both accidents

- The actual cash value (ACV) of the car before the accidents

- The cost of repairs for each accident separately and cumulatively

- The salvage value of the car

If the combined cost of repairs from both accidents exceeds the pre-accident value, the car may be declared a total loss. The insurance company may then pay you the actual cash value of the car, minus any outstanding loan or lease balance, and take possession of the vehicle.