Who is responsible for vehicle to be insured Is it the owner or person who drives car?

In most jurisdictions, the owner of a vehicle is responsible for ensuring that the vehicle is properly insured. This is because the owner is the one who is legally liable for any damages caused by the vehicle, regardless of who is driving it. However, there are some exceptions to this rule. For example, in some states, the driver of a vehicle may be held liable for damages if they are caught driving without insurance. Additionally, some insurance companies may offer policies that cover the driver of a vehicle, regardless of who owns it.