* Your driving record: Accidents, tickets, and DUI convictions drastically increase premiums.
* Your age and gender: Younger drivers and males generally pay more.
* Your location: Insurance rates differ by state and even zip code due to crime rates and accident frequency.
* Your coverage level: Comprehensive and collision coverage are more expensive than liability-only coverage. Higher liability limits also increase costs.
* The Silverado's year, model, and trim level: Newer trucks and higher trim levels are typically more expensive to insure due to their higher value and repair costs. The engine size can also play a role.
* Your credit score: In many states, your credit score impacts your insurance premiums.
* Your insurance company: Different insurers have different pricing models.
To get an accurate estimate, you need to get quotes from multiple insurance companies. Use online comparison tools or contact insurance agents directly. Provide them with all the relevant details about yourself and the truck.
