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Does a 2005 Chevy Malibu have chip in the key?

No, a 2005 Chevy Malibu does not have a chipped key. The immobilizer system, which requires a chipped key, wasn't standard on that model year. While some higher trim levels *might* have had it as an option, it wasn't a universal feature. A standard, un-chipped key would have been the norm.
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