Does Geico charge more for red cars?

There's no evidence to suggest that Geico, or any other major insurance company, charges more for red cars specifically. Car insurance rates are based on a multitude of factors, including:

* Vehicle make and model: The safety features, repair costs, and theft rates associated with a specific car model heavily influence premiums.

* Driver's history: This is the biggest factor. Your age, driving record (accidents, tickets), and credit score all play a significant role.

* Location: Where you live affects insurance rates due to variations in crime rates, accident frequency, and repair costs.

* Coverage type: The level of coverage you choose (liability, collision, comprehensive, etc.) directly impacts your premium.

While the *color* of a car might *seem* like a factor, it's not statistically significant enough to be a determining element in insurance pricing. The idea that red cars are more expensive to insure is largely a myth.