* High-performance applications: Engines with significant modifications (higher compression ratios, forced induction, nitrous oxide) generate substantially more heat. An oil cooler helps maintain optimal oil temperature, preventing oil breakdown and extending engine life.
* Towing or heavy hauling: Prolonged periods of heavy load increase engine temperatures, stressing the oil. An oil cooler helps mitigate this.
* Frequent stop-and-go driving in hot climates: In these conditions, the engine may not have sufficient time to cool down between cycles, leading to elevated oil temperatures.
* Racing: The intense heat generated during racing demands an oil cooler to maintain oil viscosity and prevent damage.
In short: For a stock 350 Chevy seeing normal street use, an oil cooler isn't a necessity. But for anything beyond that, it becomes a strong consideration to protect your investment and ensure optimal engine performance and longevity.