However, there may be some exceptions to this general rule. For example, some insurance policies may provide coverage for damages caused by an insured driver who was acting in self-defense or who was otherwise justified in causing damage to the other person's property.
If you are involved in an accident with an uninsured parked car, it is important to contact your insurance company as soon as possible to discuss your coverage options. Your insurance company will be able to provide you with more information about whether or not your policy will cover the damages you caused.
Here are some additional factors that may affect whether or not an insured driver is covered for damages caused by an intentional collision:
* The state where the accident occurred
* The terms and conditions of the insured driver's insurance policy
* The circumstances surrounding the accident
It is important to note that even if your insurance policy does not cover the damages caused by the accident, you may still be liable for those damages. In this case, you may have to pay for the damages out of pocket or you may be sued by the other driver.
If you are considering filing a lawsuit against an insured driver who intentionally hit your uninsured parked car, it is important to speak with an experienced attorney. An attorney can help you determine whether or not you have a valid claim, and they can represent you in court if necessary.
