Will the insurance company pay for your blown up car?

Insurance companies may consider an "Act of God" or a natural disaster (e.g., flood, windstorms, lightning-fires) the proximate cause of a car explosion resulting in covered damage caused by those insured perils.

However, if someone negligently or intentionally caused your car to explode (like pouring flammable substances to burn), those damages to your vehicle may typically qualify for repairs to be covered under the responsible party's bodily injury, property damage liability section of their automobile insurance.