1. Accurate Assessment: The insurance company needs to have an accurate idea of the cost of repairs in order to settle the claim. An estimate from a qualified repair facility can help ensure that you receive fair compensation for the damages.
2. Documentation: The estimate serves as written documentation of the damages and repair costs. This can be important if there are any discrepancies or disputes regarding the amount of compensation you should receive.
3. Expedited Claim: By submitting an estimate along with your claim, you may expedite the processing of your claim. The insurance company can quickly review the estimate and approve the necessary repairs.
4. Comparison: If you receive multiple estimates from different repair facilities, you can compare the costs and select the most reasonable option. You are not obligated to use the repair facility recommended by the insurance company.
Remember, it's important to always read and understand any documents provided by insurance companies before signing. If you have any questions or concerns, speak with your insurance agent or seek legal advice to ensure your rights are protected.