If you catch up on your payments a vehicle will they take it out of repo status?
In most cases, yes. If you make all of the missed payments, plus any associated fees and charges, the repossession process can be stopped and the vehicle can be returned to you. However, there are some states where the lender can still proceed with the repossession even if you pay what is owed. It's important to note that even if you are able to stop the repossession by catching up on your payments, you may still have a negative impact on your credit score and may have difficulty obtaining financing in the future.