* For a lien from a loan or financing: The lien remains on the title until the loan is paid off. While the *lien* itself doesn't have a statute of limitations in the same way a lawsuit does, the *lender's ability to pursue legal action to collect the debt* is governed by state statutes of limitations. These statutes vary greatly from state to state and also depend on the type of loan agreement. They typically range from 3 to 10 years, often starting from the date of default (the missed payment that puts the borrower in breach of the contract).
* For a mechanic's lien: These have their own specific statutes of limitations, which again vary by state. They are typically shorter than those for loan-based liens.
* For a judgment lien: These are liens placed on property, including cars, as a result of a court judgment. These also have statutes of limitations that vary widely by state, but they are generally shorter than those for loan liens.
In short: You need to know the specific state and type of lien to determine the relevant statute of limitations. Contact a lawyer or the relevant state's Department of Motor Vehicles (DMV) for accurate information. Trying to navigate this without proper legal counsel could have significant consequences.
