What does vehicle property damage insurance cover?

Vehicle Property Damage Insurance helps pay to repair or replace your vehicle if it is damaged in a covered accident. It covers any damage to the exterior, interior, and mechanical parts of your vehicle, regardless of who was at fault in the accident. Here are some examples of what vehicle property damage insurance may cover:

- Collision Damage: Damage to your vehicle caused by a collision with another vehicle, object, or structure (such as a tree or building).

- Comprehensive Damage: Damage to your vehicle caused by any other event that is not a collision, such as theft, vandalism, hail, fire, or flood.

- Glass Breakage: Damage to any of your vehicle's glass, including the windshield, side windows, and rear window.

- Liability for Property Damage: If your vehicle damages someone else's property in a covered accident, your property damage liability coverage may help pay to repair or replace the damaged property.

Please note that the specific coverage limits and conditions of your vehicle property damage insurance policy may vary depending on the insurance company and your individual policy. It's important to carefully read and understand your policy's terms and conditions to know what is covered and what is not.